Personal Injury
|Driving
Uninsured/Untraced Drivers
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If you wish to make a claim, contact a member of our team on 0141 378 0514 or alternatively, complete the enquiry form and a member of our team will be in touch!
Sometimes, we find ourselves in accidents where the other driver is at fault, but they are either uninsured or fail to stop and provide their details (untraced). In such cases, pursuing compensation can seem difficult, as suing the driver directly may not be an option. However, the Motor Insurers’ Bureau (MIB) offers both an uninsured driver scheme and an untraced driver scheme. This means that even if the other driver is uninsured or doesn’t stop, you can still claim compensation through the MIB. It’s important to note that you must report the incident to the police to be eligible for an MIB claim.
At Khan Law, we are here to guide you through the process of claiming compensation for your injury. For many of our clients, this might be their first time pursuing compensation, so we make sure to explain every step of the process to ensure your experience is as smooth as possible. We’ve even outlined our process below for your convenience.
We’ll support you throughout the entire journey, and we operate on a ‘no win, no fee’ basis, so you won’t pay anything unless we win your case! We will provide expert advice on any offers received, ensuring you get the best possible outcome. At Khan Law, our goal is to make the claims process as simple, easy, and convenient as possible, taking care of everything so you don’t have to.
If you’d like to make a claim, contact our team on 0141 378 0514, or fill out our enquiry form, and one of our solicitors will be in touch shortly!
Scotland’s Three-Year Time Limit
You are only entitled to claim compensation up to 3 years from the date of your accident (or your 16th birthday if you were a minor at the time). After this date, you will no longer be able to claim.
Our Uninsured/Untraced Drivers Claim Process
Step
Once we have received your details a member of our team will contact you and take the necessary details to ascertain whether you have a valid claim.
Step
We will send you an MIB form to complete and return to us which we will then forward to the MIB.
Step
A report will be prepared detailing your injuries. We use this to value your claim.
Step
We will negotiate a settlement with the MIB. Throughout the process we will give you our professional advice on any offers received.
Step
Once an offer is accepted, you will receive a cheque with your settlement amount within a few weeks.
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Frequently Asked Questions - Uninsured/Untraced Drivers
When can I claim compensation?
You can claim compensation if you were driving a vehicle that was hit by either an uninsured driver or a driver that could not be traced, provided that you suffered injury as a result of the accident.
Who is the Motor Insurer’s Bureau (MIB)?
The Motor Insurer’s Bureau is an organisation that assists individuals who have suffered injury, through no fault of their own, and are unable to obtain compensation from an individual or insurance company.
What injuries can I claim for?
You can claim compensation for any physical injuries and may be entitled to claim compensation for any psychological injury.
What else can I claim for?
You can claim compensation for a number of other things including, any income that you lost out on as a result of the accident. You can also claim back any excess that you have paid.
How much will it cost me?
NOTHING! We pursue all of our claims on a ‘no win no fee’ basis which means you don’t pay a penny if you are not successful.
How much compensation will I receive?
The amount of compensation you receive is wholly dependent on what your injuries are and how long they take to resolve. As a result, it will not be possible for us to give you an estimate as to how much your claim will settle for. However, we will advise you of a figure that we believe to be reasonable for your injuries.
My child was involved in an accident, can they claim?
Yes. Even children can claim compensation if they suffered injury as the result of an accident.
How long do I have to claim?
If you were an adult at the time of the accident you have 3 years from the date of the accident to claim compensation for any injury. If you were a child at the time of the accident you have 3 years from your 16th birthday to claim compensation.